Payroll Card Programs for Employers

The USA Paycard payroll card is a revolutionary product that reduces expenses and provides convenience to both employers and employees.

For employers, the payroll debit card can dramatically reduce the cost and headaches of managing physical paychecks. It ensures that employees have instant access to their funds on payday as well as promoting employee loyalty. The payroll debit card is highly flexible – it can be used by many different employees for a wide variety of purposes, including those who are “unbanked” or partially banked employees who frequently transfer money, or those who have dependents (college students, others) to whom they currently provide cash or checks.

For employees, USA Paycard Payroll Cards are less expensive, safer, and more convenient than many of the financial services that employees use today. It is far less expensive and easier for employees to have their pay loaded on the Paycard and then use the card at ATMs and retailers, (or to transfer funds), than to use check cashing, money transfer agencies, or small-balance bank accounts. The Paycard is safer – unlike cash, if a Paycard is lost it can be replaced with the funds intact.

The payroll deposit card was designed with employers and employees in mind. Our goal is to reduce the cost of consumers’ financial transactions by converting paper into plastic – moving cash and checks onto cards for less costly ATM and purchase transactions. At the same time, we have made the process more convenient and secure for both employers and employees.

USA Paycard Payroll Cards:

• Dramatically reduce payroll check issuing and processing expenses.
• Eliminate check fraud and insures that employees have quick, safe access to replacement cards.
• Save time and money on reconciliation – works just like a direct deposit.
• Deliver a meaningful, low-cost, easily administered benefit for employees.
• Provide instant-issue PIN-based cards for new hires and immediate replacement, with upgrades available to MasterCard or Visa cards.
• Are continuously being improved with new products and enhancements to increase their value as an employee benefit.