Payroll Cards from USA Paycard

What is a payroll card?
Payroll cards are a new way of managing your money. They are also a new way to transfer money. A prepaid paycard safely stores your money until you are ready to use it. You can then get your money easily at any ATM or use your prepaid credit card to make purchases at thousands of retailers nationwide.

What can I do with payroll cards?
Your payroll card is a prepaid Mastercard with your money on it, so you can use it to get cash or make purchases. You will access your funds by using your card and a Personal Identification Number (PIN). You can:

• Use your prepaid card to get cash at virtually every ATM in the U.S. and around the world.
• Get cash at no additional cost by using the "cash-back" option at thousands of retailers.
• Make purchases wherever Mastercard is accepted.
• Transfer money instantaneously to another paycard anywhere in the world.

How do I get my money on a payroll card?
There are two ways to put money on your card.

1. Payroll direct deposit: Your employer can send your pay to your paycard every payday.
2. Money Transfer: Transfer money in real-time to another paycard anywhere in the world.

How much do payroll cards cost?
There's no charge to get prepaid credit cards from USA Paycard. And there are no monthly or annual fees to pay. Using your debit card to make purchases or to get cash back at the point of sale is FREE. Using the Internet to check balances or statements is FREE. ATM withdrawals are just $1.50 and electronic card-to-card transfers are just $.50 - No matter how much you are transferring.

How do I benefit from payroll cards?
A Paycard Saves You Money

• Eliminate the high check cashing fees charged by agencies.
• Save on high money transfer fees.
• Eliminate monthly checking account fees by switching to a paycard.

A Paycard is Convenient

• No delay on payday. Your funds are available first thing in the morning.
• Card-to-Card transfers instantaneously
• Internet access to transfer funds, check balances or statements.
• 24/7 Call Center for live operator assistance.
• Use the payroll card as a budgeting tool for other family members on an allowance.
• No need to make a special trip to pick up your paycheck and no need to wait in line to cash it.
• If you've been turned down for a bank account, you can still get a prepaid debit card.

A Paycard is Safe

• Eliminate the risk of carrying around cash and losing it.
• If you payroll debit card is lost or stolen, it can easily be replaced and have your funds restored.
• Only you can access your money because the card is PIN protected.
• Your prepaid MasterCard is issued by Elan Financial Services and is FDIC insured.